All Products at a Glance

Membership in Alloya enables credit unions to leverage the collective power of aggregation to obtain dependable, cost-effective solutions. These programs have been developed cooperatively within the credit union system or in partnership with trusted providers.

Investments

• Brokered Certificates*
• Corporate Certificates, short-term – please inquire
• Community Investment Fund
• Investment Advisory Services*
• Marketable Securites*
• Securities Safekeeping
  • Michigan Market 
  • All Other Markets

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Information Technology Services

• Email System
• BCP/Disaster Recovery
• Managed Technology
• Offsite Technology
• Always-On Virtual Desktop

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Check Processing

• Anti-Fraud Service
• Check Collection, including Branch Image Capture (VIP)
• CheckMate (Michigan)
• Remote Deposit Capture Products
• Share Draft Processing
  • Images Direct
  • Member Share Draft Processing (Michigan)
  • Corporate Share Draft Processing (Michigan)

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Correspondent Services

• Automated Clearing House (ACH)
  • ACH Receipt (Michigan)
• Cash Services
• Foreign Currency
• Funds Transfer – domestic, international
• Member Bill Pay
• Securities Safekeeping
  • Michigan Market 
  • All Other Markets 

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Lending

• Lending
• Loans, Lines of Credit, Letters of Credit
• Student Loan Program
• Discount Window Service

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For Your Business Members

• Business Services

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Online Account Management

• Premier View
• Daily Account Suite – Settlement, Overnight Accounts
• Excess Balance Account

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Other

• Prescription Discount Program

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Request Information

* Balance Sheet Solutions, LLC is a Securities and Exchange Commission (SEC) registered broker-dealer and investment advisor and is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).