All Products at a Glance

Membership in Alloya enables credit unions to leverage the collective power of aggregation to obtain dependable, cost-effective solutions. These programs have been developed cooperatively within the credit union system or in partnership with trusted providers.


bulletBrokered Certificates*
bulletCorporate Certificates, short-term – please inquire
bulletCommunity Investment Fund
bulletInvestment Advisory Services*
bulletMarketable Securites*
bulletSecurities Safekeeping
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Information Technology Services

bulletEmail System
bulletBCP/Disaster Recovery
bulletManaged Technology
bulletOffsite Technology
bulletAlways-On Virtual Desktop

Check Processing

bulletAnti-Fraud Service
bulletCheck Collection, including Branch Image Capture (VIP)
bulletCheckMate (Michigan)
bulletRemote Deposit Capture Products
bulletShare Draft Processing
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Correspondent Services

bulletAutomated Clearing House (ACH)
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bulletCash Services
bulletForeign Currency
bulletFunds Transfer – domestic, international
bulletMember Bill Pay
bulletSecurities Safekeeping
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bulletLoans, Lines of Credit, Letters of Credit
bulletStudent Loan Program
bulletDiscount Window Service


For Your Business Members

bulletBusiness Services

Online Account Management

bulletPremier View
bulletDaily Account Suite – Settlement, Overnight Accounts
Excess Balance Account


bulletPrescription Discount Program

Request Information


* Balance Sheet Solutions, LLC is a Securities and Exchange Commission (SEC) registered broker-dealer and investment advisor and is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).