Buying Loan Participations
What are the benefits of buying loan participations?
Here are the top four:
- Enhance Revenue – Grow your credit union’s loan portfolio without adding staff and invest with confidence knowing Alloya provides full financial transparency.
- Activate Liquidity – Convert excess funds into yield-bearing instruments.
- Manage Risk – Diversify your credit union’s assets and fine-tune regulatory ratios.
- Alloya Makes It Easy – From start to finish, the transaction happens inside our online Loan Participation Platform for a centralized, guided and fully automated experience. Plus, streamlined reporting features allow you to export a single file from the system with everything you need for your credit union’s call report.
Tell me about the process and why I should partner with Alloya.
Buying loan participations doesn’t have to be a burden. A formerly manual process becomes automated and streamlined for a painless participation experience in Alloya’s online Loan Participation Platform.
Alloya's Loan Participation Platform allows buyers to:
- See and choose participations for sale in our marketplace
- Request specific pools to fit your needs
- Perform all due diligence while tracking the process
- Sign all documents in our secure system while storing everything for you
- Execute the transaction
- After closing, view monthly summary and detail reports for all your purchases including a quarterly call report
- Receive all remittances through your accounts at Alloya
Ready to get started? Click the button below to get connected with our Loan Participation experts!
Looking for a sample Loan Participation Policy. Download one here.